The Perpetual Education Fund (PEF) helps members of The Church of Jesus Christ of Latter-day Saints by providing financial aid for education that will lead to better employment opportunities and increased self-reliance. The PEF program was announced by President Gordon B. Hinckley in 2001 and has helped more than 110,000 individuals since.
If you are a Church member who is unemployed, underemployed, or need better employment to provide for you and your family, the Perpetual Education Fund (PEF) program may help you become self-reliant.
If you qualify for PEF, you pay for your education using money from PEF. The money is sent directly from PEF to your school. A PEF loan is the money you repay to PEF. When you finish your studies, you begin working, and you pay back your PEF loan in small monthly payments.
Our primary focus is to help you become more temporally and spiritually self-reliant. For that reason, programs approved for PEF must teach skills that are in high demand in your community. This increases the likelihood—but does not guarantee—that you will get better employment when you complete your program.
Find quick answers about PEF assistance, eligibility, application steps, payments, and program guidelines. Learn how the Perpetual Education Fund supports self-reliance through education and discover everything you need to know to start your journey.
Do You Need A PEF Loan?
Education for Better Work, Starting & Growing My Business, Find a Better Job, Personal Finances, and Pathway Connect Life Skills 101.
Your PEF education plan includes: The type of work you want to do after completing your course, the required education, exams, certifications to do the work you want to do, a plan to make small payments while in school, the decision to repay the loan once you finish studying
You must have a priesthood endorsement from your bishop or branch president. He will complete the online endorsement in the Leader and Clerk Resources (LCR) under Reports.
Self-reliance course certificate or letter of completion, or Pathway Connect Life Skills 101 transcrip; PEF signed letter of completion; School Assessment; National ID
